Important Notice
By accessing or using the EASYCRED platform, you agree to be bound by these Terms and Conditions. If you do not agree with any part of these terms, you must not use our platform.
Introduction
This document is an electronic record in terms of Information Technology Act, 2000 and rules there under as applicable and the amended provisions pertaining to electronic records in various statutes as amended by the Information Technology Act, 2000. This electronic record is generated by a computer system and does not require any physical or digital signatures.
The document aligns with Rule 3(1) of the Information Technology (Intermediaries guidelines) Rules, 2011, addressing rules, regulations, privacy policy and usage terms for the domain https://www.easycred.co.in/, encompassing website, mobile site and mobile application (termed 'Platform').
Platform Ownership
The Platform is owned by FLUXCAP SOFTWARE PRIVATE LIMITED, a company incorporated under the Companies Act, 2013 with its registered office at 3H, Janki Mangal Enclave, Ram Suchit Mishra Path, East Boring Canal Road, Patna (Bihar), India (referred to as 'Platform Owner', 'we', 'us', 'our').
Terms of Use
Platform usage and associated services follow these conditions as applicable to the Platform including referenced policies. Users transacting on the Platform agree to applicable transaction policies. By mere use of the Platform, You shall be contracting with the Platform Owner and these terms and conditions including the policies constitute Your binding obligations, with Platform Owner.
These conditions govern website access, goods, and services collectively termed 'Services'.
The Platform Owner expressly rejects user-proposed terms conflicting with or supplementing these Terms of Use. The Platform Owner reserves modification rights without stated reasoning. Users bear responsibility for periodic review to maintain awareness of changes.
For the purpose of these Terms of Use, wherever the context so requires 'you', 'your' or 'user' shall mean any natural or legal person who has agreed to become a user/buyer on the Platform.
ACCESSING, BROWSING OR OTHERWISE USING THE PLATFORM INDICATES YOUR AGREEMENT TO ALL THE TERMS AND CONDITIONS UNDER THESE TERMS OF USE, SO PLEASE READ THE TERMS OF USE CAREFULLY BEFORE PROCEEDING.
Platform Usage Terms
Service access requires users to furnish truthful, accurate, complete information during and post-registration, with accountability for all account activities.
Neither we nor any third parties provide any warranty or guarantee as to the accuracy, timeliness, performance, completeness or suitability of the information and materials offered on this website or through the Services, for any specific purpose.
Users acknowledge potential inaccuracies and errors. The Platform Owner disclaims liability comprehensively for such issues within legal bounds.
Your use of our Services and the Platform is solely and entirely at your own risk and discretion for which we shall not be liable to you in any manner. You are required to independently assess and ensure that the Services meet your requirements.
Platform and Service content represents proprietary material licensed to the Platform Owner. Users possess no intellectual property rights, title, or interest claims over content, including design, layout, appearance, and graphics.
Users recognize that unauthorized Platform or Service usage may trigger action per these Terms and applicable legislation.
EASYCRED is a loan aggregation platform. Use of the Platform to browse, compare, and apply for loan products is free of charge for borrowers. Channel partners (DSAs/LSPs) operate under separate agreement terms with our partner lenders. Charges, if any, are governed exclusively by the terms agreed between the relevant lender and the channel partner.
You agree not to use the Platform and/or Services for any purpose that is unlawful, illegal or forbidden by these Terms, or Indian or local laws that might apply to you.
Users acknowledge Platform and Service inclusion of third-party website links. Accessing these links subjects users to third-party terms, privacy policies, and related provisions. Links facilitate convenience and supplementary information.
You understand that upon initiating a transaction for availing the Services you are entering into a legally binding and enforceable contract with the Platform Owner for the Services.
You shall indemnify and hold harmless Platform Owner, its affiliates, group companies (as applicable) and their respective officers, directors, agents, and employees, from any claim or demand, or actions including reasonable attorney's fees, made by any third party or penalty imposed due to or arising out of Your breach of this Terms of Use, privacy Policy and other Policies, or Your violation of any law, rules or regulations or the rights (including infringement of intellectual property rights) of a third party.
Notwithstanding anything contained in these Terms of Use, the parties shall not be liable for any failure to perform an obligation under these Terms if performance is prevented or delayed by a force majeure event.
Governing Law & Jurisdiction
These Terms and any dispute or claim relating to it, or its enforceability, shall be governed by and construed in accordance with the laws of India.
All disputes arising out of or in connection with these Terms shall be subject to the exclusive jurisdiction of the courts in Patna and Bihar.
All concerns or communications relating to these Terms must be communicated to us using the contact information provided on this website.
Contact Information
- Legal Name: FLUXCAP SOFTWARE PRIVATE LIMITED
- CIN: U62013BR2024PTC070795
- GSTIN: 10AAGCF0269F1Z5
- Corporate Office: Software Technology Park of India, Incubation Center 6, Patliputra, Patna, Bihar 800013
- Email: compliance@easycred.co.in · support@easycred.co.in
- Business Hours: Mon – Sat: 9:00 AM – 8:00 PM | Sunday: 10:00 AM – 6:00 PM