Developer First APIs

Embed Digital Lending
Seamlessly Into Your Product

Access 10+ NBFCs and digital lenders through a single integration. Partner with EASYCRED to offer instant, paperless personal, business, and gold loans to your audience.

99.9%
API Uptime SLA
<200ms
Average Latency
10+
Digital Lenders
Instant
KYC & Verification
Integration Guide

Two Flexible Integration Modes

Choose the integration level that best fits your engineering bandwidth and customer experience goals.

Zero-maintenance, quick integration.

Hosted Journey (Redirect)

Redirect your customers to a secure, mobile-responsive, white-labeled web journey hosted by EASYCRED. We handle the entire UI/UX, documents upload, and routing to NBFCs.

  • Time to market: Less than 1 day
  • Zero frontend development required
  • Automatic compliance & guidelines updates
  • Configurable logo and primary colors
Revenue & Pricing
Earn standard revenue share on disbursements.
100% control over customer experience.

Headless Integration (API-Only)

Embed digital lending directly into your own app or website. Call our REST endpoints programmatically for eligibility checks, document submissions, and loan offer selections.

  • Complete brand alignment & custom UI flow
  • No redirect - customers stay on your platform
  • REST APIs with comprehensive JSON payloads
  • Real-time webhook updates for loan statuses
Revenue & Pricing
Premium payout structures for high-volume partners.
Trusted Lender Network
FIBEInCred FinanceMyMudraOLYVPoonawala FincorpGodrej CapitalBajaj FinservFaircentZYPEChinmay FinleaseTata CapitalCholamandalamFIBEInCred FinanceMyMudraOLYVPoonawala FincorpGodrej CapitalBajaj FinservFaircentZYPEChinmay FinleaseTata CapitalCholamandalam
API Pricing

API Partnership Commercials

Understand our standard pricing structures for technical onboarding, transaction routing, and verification.

One-time Setup Fee

Pricing Plan

₹1.0L – ₹2.5L/one-time

Covers technical onboarding, sandbox access credentials, custom routing rules, and dedicated developer support desk integration.

  • Access to Developer Sandbox environment
  • Dedicated integration support channel
  • API documentation & Postman collections
  • Custom webhook configuration assistance

Monthly Commitment

Pricing Plan

₹25K – ₹50K/month

Minimum transaction volume billing commitment for real-time credit matching APIs and production platform maintenance.

  • Credit application & routing API access
  • Real-time NBFC query and match logic
  • 99.9% uptime SLA guarantee
  • Monthly account performance audits

KYC & Verification API's

Pricing Plan

Pay-As-You-Go/transaction

Automated identity and bank account verification services charged incrementally on active usage without commitments.

  • Instant PAN & Aadhaar validation
  • Penny-drop Bank Account Verification
  • Comprehensive Bureau Pull options
  • Volume-based tier discounts
Loan Products

Supported Loan Products

Deliver diverse financial options to your users via our robust credit API network.

Bullet Personal Loan
Up to ₹50,000
Instant Personal Loan
Up to ₹5 Lakh
Personal Loan
Up to ₹35 Lakh
Business Loan
Up to ₹1 Crore
Gold Loan
Assisted door-step service

Become an API Partner

Submit your business details and requirements. Our engineering and partnerships team will get in touch with sandbox keys.

FAQs

Frequently Asked Questions

How long does it take to integrate EASYCRED APIs?
What are the setup and monthly commitment fees?
Can we test the integration before going live?
How does the automated routing work?