Pocket Loan in Malegaon

Pocket Loan is for salaried and self-employed individuals aged 21 to 60 with a CIBIL score of 600 or above. Having an active bank account is preferred. Meeting these criteria lets you apply — approval is decided by the lending partner.

Pocket Loan offers loans up to ₹50,000. You state the amount you want (from ₹5,000) after your eligibility check; what you are finally offered depends on the lending partner's assessment of your profile.

Pocket Loan runs for up to 45 days. The repayment period is set after your eligibility check, and the final tenure is confirmed before you accept.

You see the full breakdown — interest, processing fee, GST and total amount payable — on the offer screen and in the Key Fact Statement, before you accept anything. Rates and fees are set by the lending partner and depend on your profile. The example on this page is illustrative only.

Checking your eligibility on this page does not affect your credit score. A lending partner may run a credit check once you submit a full application; that check follows the partner's own process and their disclosures apply.

Once the lending partner approves your application and you complete KYC, e-mandate and e-signature, disbursal is processed digitally to your bank account. Timelines depend on the lending partner and your bank.

Your repayment date, amount and collection mode are set out in the Key Fact Statement and loan agreement that you review before accepting the offer. Read them before you accept.

EASYCRED is a loan facilitation platform and does not lend on its own account. Pocket Loan applications are placed with our RBI-registered lending partners. The loan agreement is between you and the lending partner.