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MSME & COMMERCIAL CREDIT

Business Loan for Medical Stores, Pharmacies & Diagnostic Clinics

Expand pharmacy stock, upgrade diagnostic equipment, or open a new healthcare branch with flexible MSME financing. Power your business growth with flexible financing. Up to ₹50 Lakhs (Unsecured) or ₹5 Crore (Secured) for MSMEs.

Calculate EMI
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Prefer personal assistance for your pharmacy & clinic loan? Request a callback and our loan specialist will guide you through documentation and approval.

Pharmacy & Clinic Loan — Overview & Key Details

Review how the facility works and plan your application with complete clarity.

Expand pharmacy stock, upgrade diagnostic equipment, or open a new healthcare branch with flexible MSME financing.

EASYCRED Business Loan empowers MSMEs, startups, and established enterprises with quick access to capital. Whether you need funds for expansion, inventory, equipment, or working capital — we connect you with the right lender.

Choose between unsecured loans (no collateral, faster approval) and secured loans (lower rates, higher amounts). Our platform compares offers from 15+ banks and NBFCs to get you the best deal.

100% Paperless Digital KYC
Transparent Key Fact Statement (KFS)
Direct Bank Account Disbursal

Calculate Your Pharmacy & Clinic Loan EMI

Adjust the sliders to see your estimated monthly EMI instantly.

Loan Amount₹10,00,000
₹5,00,000₹50,00,000
Interest Rate (p.a.)15%
10.75%26%
Loan Tenure5 years
1 yr5 yrs
Your Monthly EMI
₹23.8K
for 60 months at 15% p.a.
Principal (70%) Interest (30%)
Total Payment₹14,27,396
Total Interest₹4,27,396
Principal₹10,00,000
Tenure60 months

Why Choose EASYCRED for Pharmacy & Clinic Loan

Compare personalized credit offers from RBI-regulated lending partners through one seamless digital application.

Competitive Rates
Business loans starting from 10.75% p.a. with no hidden charges and transparent pricing.
High Loan Amount
Secure up to ₹1 Crore (unsecured) or ₹5 Crore (secured) for business needs.
Quick Processing
Approval within 24 hours and disbursal in 3–7 working days.
Minimal Documentation
Simple application with GST returns, bank statements, and basic KYC.

Eligibility Criteria & Required Documents

Transparent requirements designed for 100% paperless verification.

Eligibility Criteria
Business VintageMinimum 3 years in operation
Annual TurnoverMinimum ₹10 Lakhs per annum
ITR FilingLast 2 years ITR required
Credit ScoreMinimum 700 CIBIL score
Business TypeProprietorship, Partnership, LLP, or Private Limited
GST RegistrationActive GST registration with 6+ months filing history
Required Documents
  • GST certificate
  • Udyam / MSME registration
  • Shop Act license
  • Partnership deed / MOA / AOA
  • ITR for last 2 years
  • Bank statement (last 12 months)
  • Audited balance sheet & P&L (if applicable)
  • PAN Card of business & proprietor/directors
  • Aadhaar Card
  • Business address proof

Frequently Asked Questions

Everything you need to know about eligibility, terms, and digital disbursal on EASYCRED.

All legal business types can apply — sole proprietorships, partnerships, LLPs, private limited companies, and even freelancers with registered businesses. We serve 18+ sectors including retail, manufacturing, IT, healthcare, e-commerce, and more.

Not for unsecured business loans (up to ₹50 Lakhs). For secured loans offering lower rates and higher amounts, you'll need to pledge property, fixed deposits, or other assets.

Unsecured: approval within 24 hours, disbursal in 3–5 working days. Secured: approval in 3–5 days, disbursal in 7–10 working days (due to collateral valuation).

Lenders require at least 3 years of operations with a minimum annual turnover of ₹10 Lakhs.

Startups under 3 years can explore government-backed schemes (Mudra Loan, Startup India) or personal loans as an alternative.
Pharmacy & Clinic Loan Online — MSME Rates From 10.75% p.a. & 24-Hr Approval | EASYCRED