Instant Digital Loans - Approval in 30 Seconds
Get instant loan approval within 30 seconds through our AI-powered digital platform.
Complete your loan application entirely online without any branch visits or paperwork.
Competitive interest rates starting from 1.6% per month with no hidden charges.
Just basic KYC documents required. No income proof or collateral needed for most cases.
Receive funds in your bank account within 2 hours of approval, 24/7.
Close your loan early without any prepayment penalties after 3 months.
Available for salaried, self-employed, and even freelancers with regular income.
Bank-level security with 256-bit encryption to protect your personal information.
Immediate funds for medical treatments, surgeries, or hospital bills
Fund your dream vacation, honeymoon, or family trips instantly
Pay tuition fees, buy educational materials, or fund skill courses
Manage wedding ceremonies, receptions, and related celebrations
Renovate your home, repair work, or buy new furniture
Purchase smartphones, laptops, appliances, or other electronics
Combine multiple debts into one easy monthly payment
Celebrate birthdays, anniversaries, or festivals without financial stress
Download EasyCred app and complete digital application in 2 minutes
Get approval decision within 30 seconds through AI assessment
Complete paperless KYC through Aadhaar and PAN verification
Receive funds directly in your bank account within 2 hours
21 to 60 years (at loan maturity)
Salaried, self-employed, or freelancers
Minimum ₹15,000 monthly income
No minimum credit score required