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EASYCRED Home Loan

Your Dream Home Awaits - Flexible Financing for Every Property Type

8.25%
Interest Rate
₹5Cr
Loan Amount
7 Days
Quick Sanction
30 Years
Max Tenure

Lowest Interest Rates

Get home loans starting from just 8.25% per annum with flexible repayment options.

Wide Property Coverage

Finance for plots, lands, flats, apartments - both new and resale properties across India.

High Loan Amount

Get up to 90% of property value with loan amounts up to ₹5 Crores.

Quick Processing

Sanction in 7 days and disbursal within 15 days with minimal documentation.

Long Tenure

Flexible repayment tenure up to 30 years with easy EMI options.

Balance Transfer

Transfer your existing home loan to us and save on interest costs.

Home Improvement

Additional loans for renovation, extension, and home improvement.

Transparent Process

No hidden charges with complete transparency in fees and charges.

Home Loan For All Property Types

New Flats/Apartments

Under construction or ready-to-move-in apartments from reputed builders

Resale Properties

Pre-owned flats, apartments, and independent houses

Plots & Lands

Residential plots for construction of your dream home

Construction Loans

Funds for constructing your house on owned plot

Builder Floors

Independent floors in builder developed properties

Villas & Row Houses

Luxury villas, row houses, and independent bungalows

Home Renovation

Loans for repairs, renovation, and home improvement

Loan Transfer

Transfer existing home loan to save on interest

Simple Home Loan Process

1
Application & Documentation

Submit online application with basic KYC and income documents

2
Property Verification

Our team verifies property documents and legal clearance

3
Credit Assessment

Quick evaluation of credit profile and repayment capacity

4
Sanction & Disbursal

Loan sanction in 7 days and disbursal as per construction stage

Home Loan Features

  • Interest Rates: Starting from 8.25% p.a.
  • Loan Amount: Up to ₹5 Crores
  • Loan-to-Value: Up to 90% of property value
  • Processing Fee: 0.5-1% of loan amount
  • Repayment Tenure: Up to 30 years
  • Prepayment: Allowed after 6 months
  • Part Payment: Available with minimal charges
  • Balance Transfer: Save up to 2% on interest

Eligibility Criteria

Age

21 to 65 years (at loan maturity)

Employment

Salaried or self-employed with stable income

Income

Minimum ₹25,000 monthly income for salaried

Credit Score

Minimum 650 credit score required