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EASYCRED Education Loan

Invest in Your Future - Domestic & International Education Financing

7%
Interest Rate
₹1.5Cr
Loan Amount
7 Days
Quick Sanction
15 Years
Max Tenure

Low Interest Rates

Education loans starting from 7% for domestic studies and 8% for international programs.

Global Coverage

Study anywhere in India or abroad at 5000+ universities across 50+ countries.

100% Course Fee

Cover tuition fees, accommodation, travel, books, and all related expenses.

Quick Processing

Sanction in 7 days and disbursal within 15 days with minimal documentation.

Moratorium Period

Repayment starts after course completion + 6 months or getting a job.

Minimal Documentation

Simple application with admission proof, academic records, and co-applicant details.

Travel & Accommodation

Covers airfare, hostel fees, living expenses, and study-related travel.

No Collateral Required

Loans up to ₹40 lakhs without any collateral or security requirements.

Education Loan For All Courses

Undergraduate

Bachelor's degrees in engineering, medicine, arts, commerce, sciences

Postgraduate

Master's degrees, PhD programs, and specialized postgraduate courses

Professional Courses

CA, CS, CFA, MBA, Law, Architecture, and other professional degrees

Diploma & Certifications

Short-term courses, diplomas, technical certifications, skill development

Medical Studies

MBBS, MD, MS, Dental, Pharmacy, Nursing, and paramedical courses

Engineering & Technology

All engineering branches, computer science, IT, and emerging technologies

Study Abroad Programs

Complete funding for international education in top global universities

Management Studies

MBA, PGDM, Executive programs from premier business schools worldwide

Domestic vs International Education Loans

Domestic Education

Study in India

Interest Rate: Starting from 7% p.a.

Loan Amount: Up to ₹50 Lakhs

Moratorium: Course period + 6 months

Processing Fee: 0.5-1% of loan amount

Collateral: Not required up to ₹40 Lakhs

International Education

Study Abroad

Interest Rate: Starting from 8% p.a.

Loan Amount: Up to ₹1.5 Crores

Moratorium: Course period + 6 months

Processing Fee: 1-1.5% of loan amount

Collateral: Required above ₹75 Lakhs

Study in 50+ Countries Worldwide

🇺🇸
USA
Top Universities
🇬🇧
UK
Historic Institutions
🇨🇦
Canada
Quality Education
🇦🇺
Australia
Research Focus
🇩🇪
Germany
Tuition-Free Options
🇸🇬
Singapore
Asian Hub

All Major Fields Supported

Engineering & Technology Medicine & Healthcare Business & Management Computer Science & IT Law & Legal Studies Arts & Humanities Sciences & Research Architecture & Design Hospitality & Tourism Media & Communications

4-Step Education Loan Process

1
Application & Documentation

Submit online application with admission letter, academic records, and cost details

2
University Verification

Our team verifies university accreditation and course legitimacy

3
Credit Assessment

Evaluation of co-applicant's financial background and repayment capacity

4
Sanction & Disbursal

Loan sanction in 7 days and disbursal directly to university as per schedule

Education Loan Features

  • Interest Rates: Domestic from 7%, International from 8%
  • Loan Amount: Up to ₹1.5 Crores
  • Processing Fee: 0.5-1.5% of loan amount
  • Moratorium Period: Course duration + 6 months
  • Repayment Tenure: Up to 15 years
  • Tax Benefits: Under Section 80E of Income Tax Act
  • Prepayment: Allowed without charges
  • Loan Coverage: 100% of course fees + expenses

Eligibility Criteria

Student Age

16 to 35 years (at loan application)

Course & Institute

Recognized course from accredited institution

Academic Record

Good academic performance in previous qualifications

Co-applicant

Parent or guardian as co-applicant with stable income