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EASYCRED
Fullfill Your Aspiration
Car | Home | Business | Personal | Mortgage | Digital Loan
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Personal Loan

PERSONAL LOAN

Seamless digital processing with lightning fast approvals

Same Day Approval | Disbursement in 48Hr
Upto ₹30 Lakhs | Higher Loan Amount
Minimal Documentation | Best For Salaried Class
Car Loan

DRIVE YOUR DREAM CAR

Flexible financing options with competitive interest rates

7.5% - 9.5% Interest Rate | Lowest in the market
Up to 90% Financing | Minimal down payment
24-Hour Approval | Fast processing & disbursal
Education Loan

INVEST IN YOUR FUTURE

Education loans for studies in India & abroad with ROI starting from 7.0%

100% Course Fee Coverage | Tuition + living expenses
India & Abroad Studies | All major universities covered
Moratorium Period | Repayment starts after course completion
Home Loan

OWN YOUR DREAM HOME

Hassle-free home loan solutions with quick approvals

Up to ₹5 Crores | High value property financing
30-Year Tenure | Long repayment period available
Balance Transfer Facility | Switch to lower interest rates
instant Loan

INSTANT PERSONAL LOAN

Seamless digital processing with lightning fast approvals

30-Second Approval | Instant digital processing
₹50,000 to ₹5 Lakhs | Flexible loan amounts
Zero Documentation | Paperless application process
Business Loan

GROW YOUR BUSINESS

Customized financing solutions with flexible repayment options

Growth Financing | Tailored for business expansion
Customized Solutions | Flexible collateral options
Quick Disbursal | Fast processing for business needs
Working Loan

MANAGE DAY-TO-DAY OPERATIONS

Easy working capital financing for your business needs

Operational Support | Finance daily business operations
Flexible Repayment | Tailored to cash flow cycles
Quick Disbursal | Fast access to funds when needed
Digital Gold Loan

INVEST IN DIGITAL GOLD

Secure digital gold investment with trusted technology partner MMTC PAMP

Secure Storage | 24K pure gold, fully insured
Start Small | Invest from as low as ₹1
Instant Liquidity | Buy/sell anytime, anywhere

Our Digital Lending Partners

We collaborate with leading NBFC partners to offer you the best digital financial solutions.

JUSPAY
Technology Partner
MMTC PAMP
Technology Partner
FIBE
Lending Partner
OLYV
Lending Partner
ZYPE
Lending Partner
INCRED Finance
Lending Partner

Our Trusted Loan Distributor Partners

We collaborate with leading Private Banks and premium loan distribution partners to offer you the best financial solutions

ANDROMEDA LOANS
Loan Distribution
MyMudra
Fintech
Ruloans
Loan Distribution
More Partners
Coming Soon

Loan Processing In 4 Simple Steps

1

Register Phone Number

Start with just your mobile number - no app installation needed

Instant Start

Receive a magic link on your phone to begin the digital application process immediately.

2

Select Loan Product

Choose from personal, car, home, business, or education loans

2-5 Minutes

Browse our competitive rates and select the loan that best fits your needs and eligibility.

3

KYC & Credit Verification

Complete secure digital verification with AI-powered assessment

10-15 Minutes

Our soft credit check doesn't affect your score. Instant AI assessment provides quick approval.

4

Instant Disbursement

Get funds transferred directly to your bank account

30 Seconds - 24 Hours

Digital loans: 30 seconds disbursal. Other loans: within 24 hours. Real-time tracking available.

Note: Processing times vary by loan product. Digital personal loans have the fastest processing (30 seconds). For business and home loans, disbursement typically occurs within 24-72 hours.

Frequently Asked Questions

  • What is EASYCRED and what is its purpose?

    EASYCRED is a revolutionary AI-powered loan aggregation platform that connects borrowers with lenders through a seamless digital process. Our purpose is to democratize access to credit and make financial solutions accessible to every Indian, whether you're an individual seeking personal finance or a business needing capital.

    For Individuals

    Personal, Car, Home, and Education Loans with competitive rates

    For Business

    Business Loans, Working Capital, and Mortgage solutions

    Fast Processing

    Digital loan approval and disbursement in 30 seconds

  • We offer a comprehensive range of financial products tailored to different needs:

    Instant Personal Loan

    ₹50,000 to ₹5 Lakhs | Minimal documentation | Instant approval

    Car Loan

    Up to 90% financing | Flexible tenure | Competitive rates

    Home Loan

    Up to ₹5 Crores | Long tenure options | Quick approvals

    Education Loan

    For India & abroad studies | ROI starts from 7.0% | Moratorium period

    Business Loan

    Customized solutions | Collateral options available | Growth financing

    Working Capital

    Manage operations | Flexible repayment | Quick disbursal

  • Our 4-step process makes getting a loan simpler than ever:

    1

    Register Phone Number

    Enter your mobile number to begin. No app installation required.

    2

    Select Loan Product

    Choose from our range of loan products based on your needs.

    3

    KYC/Credit Verification

    Complete quick verification with our secure, AI-powered process.

    4

    Disbursed In 24 Hrs

    Get funds transferred to your account. For digital loans: 30 seconds!

  • Our Unique Selling Proposition (USP) combines speed, technology, and customer-centric design:

    • Lightning-Fast Processing: 30-second disbursal vs industry average of 24-48 hours
    • No Impact on Credit Score: Soft credit check during application
    • Minimal Documentation: Digital process with no physical paperwork
    • AI-Powered Platform: Instant credit evaluation using advanced algorithms
    • Single Access to Multiple Lenders: We aggregate offers from leading NBFCs and banks
    • Complete Transparency: No hidden charges, clear terms upfront
    • Bank-Grade Security: Enterprise-level protection for your data

    Time Savings

    No branch visits, 100% online

    Cost Efficiency

    Competitive rates through our partner network

    Security & Trust

    RBI-approved lending partners

  • Speed is at the core of our service. Here's what you can expect:

    Digital Personal Loans

    30 Seconds for approval & disbursement

    Standard Processing

    24-72 Hours for most loan products

    Document Verification

    Instant AI-powered KYC verification

    Note: Processing times may vary based on the loan product, amount, and completeness of documentation provided. Digital loans have the fastest processing as they use our AI assessment system.

  • We partner with RBI-approved financial institutions to ensure regulatory compliance and offer you the best rates:

    Our Digital Lending Partners:

    Our Loan Distributor Partners:

    Technology Partners:

    These partnerships allow us to offer a wide range of financial products while ensuring you get competitive rates through our aggregation model. We act as your single point of access to multiple lenders.