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Fullfill Your Aspirations

Get approved with the EASYCRED Digital Lending platform!


Personal Loan (Digital)

Upto 5 Lakhs.Approval in just 30 Seconds.ROI starts from 1.6%

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Personal Loan (5 Lakhs And Above)

Approval in 24Hrs.ROI Starts from 10.5%.Upto 30 lakhs

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Digital Gold

Purchase Digital Gold in a instant.We are backed by MMTC PAMP

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Car Loan

Drive your dream car with easy financing options.ROI starts from 8.5%

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Education Loan

Empower your future. Get funds for studies in India or abroad easily.ROI starts from 7.0%

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Business Loan

Power your Business with EASYCRED Business Loan.Approval in 24Hrs.ROI starts from 10.5%

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Working Capital Loan

Every Business require working Capital to grow.We got you covered.ROI starting from 11%

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Home Loan

Settle Down.Buy Across India.We got you covered.ROI starting from 8.25%

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Our Trusted Partners

JUSYPAY
JUSPAY
Technology Partner
MMTC PAMP
MMTC PAMP
Technology Partner
FIBE
FIBE
Lending Partner
OLYV
OLYV
Lending Partner
OLYV
ZYPE
Lending Partner

Loan Processing In 4 Easy Steps

1

Register Phone Number

Enter your mobile number to begin your loan application

2

Select Loan Product

Choose from our range of loan products

3

KYC/Credit Verification

Complete quick verification with our secure process

4

Disbursed In 30 Seconds

Get funds transferred to your account instantly

Frequently Asked Questions

  • What Is EASYCRED?

    EASYCRED is a revolutionary loan aggregation platform that bridges the gap between borrowers and lenders, making financial solutions accessible to everyone. We've created a seamless ecosystem that serves both individuals and retailers with tailored financial products.

    For Retailers

    Enable EMI options for customers and boost sales

    For Individuals

    Quick personal loans with competitive rates

    Fast Processing

    30-second approval and disbursement

  • At EASYCRED, we're on a mission to democratize access to credit and revolutionize the lending experience for millions of Indians. Our vision is to create a financial ecosystem where everyone has equal opportunity to achieve their dreams.

    • Financial Inclusion: Making credit accessible to underserved segments
    • Technology-Driven: Leveraging AI and data analytics for better decisions
    • Customer-Centric: Building products that solve real customer problems
    • Transparency: Clear terms, no hidden charges, complete visibility
    • Innovation: Continuously evolving to meet changing customer needs
  • Our platform simplifies the entire lending process through cutting-edge technology and strategic partnerships:

    Simple Application

    Apply with just your mobile number

    AI Assessment

    Instant credit evaluation

    Quick Approval

    30-second decision

    Instant Disbursal

    Direct to your bank account

    For retailers, we provide a complete EMI solution that integrates seamlessly with their existing operations, allowing customers to convert purchases into easy monthly payments.

  • We stand out in the crowded fintech space through our unique approach and unwavering commitment to customer success:

    • Lightning-Fast Processing: 30-second disbursal vs industry average of 24-48 hours
    • Minimal Documentation: No lengthy paperwork or physical documents required
    • Soft Credit Check: No impact on your credit score during application
    • Wide Product Range: From personal loans to business financing and EMI solutions
    • Strategic Partnerships: Collaboration with leading Banks and NBFCs across India
    • Technology Leadership: Enterprise-grade platform with bank-level security
    • Customer-Centric Design: Products built around actual customer needs
  • We deliver tangible benefits that make a real difference in our customers' financial lives:

    Time Savings

    No branch visits, instant online processing

    Cost Efficiency

    Competitive rates with complete transparency

    Security & Trust

    Bank-grade security for all transactions

    Flexibility

    Customized solutions for different needs

    Whether you're an individual seeking personal finance or a retailer looking to boost sales through EMI options, EASYCRED provides solutions that are faster, simpler, and more accessible than traditional alternatives.

  • EASYCRED is led by industry veterans with decades of experience in technology and financial services:

    Siddharth Chandra: With over 20 years of experience at global technology leaders including NVIDIA, Adobe, and Intel, Siddharth brings deep expertise in product development and technology innovation. His background spans both established corporations and agile startups, giving him unique insights into building scalable, customer-centric platforms.

    LinkedIn Profile

    Under his leadership, EASYCRED combines the stability of traditional financial services with the innovation of modern fintech, creating a platform that's both reliable and revolutionary.

    Our entire team shares a commitment to making financial services more accessible, transparent, and efficient for all Indians.

  • EASYCRED has established strong partnerships with leading financial institutions across India:

    • RBI-Approved Lenders: Collaboration with regulated Banks and NBFCs
    • Diverse Product Portfolio: Personal loans, business loans, education loans, home loans, and more
    • Pan-India Coverage: Services available across all states and union territories
    • Competitive Rates: Access to best-in-market interest rates through our partnerships
    • Regulatory Compliance: All lending partners operate under RBI guidelines

    These partnerships allow us to offer a wide range of financial products while ensuring regulatory compliance and customer protection. Our platform acts as a single point of access to multiple lenders, saving you the hassle of applying separately to each one.

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