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EasyCred Personal Loan Above 5 Lakhs

EASYCRED Personal Loan

Higher Amounts, Faster Approvals - ₹5 Lakhs to ₹30 Lakhs

Approval in 24 Hours
10.5%
Interest Rate
₹30L
Max Loan Amount
24 Hrs
Quick Approval
5 Years
Flexible Tenure

Bank & NBFC Partners

Access to 20+ leading banks and NBFCs for the best interest rates and terms.

24-Hour Approval

Get loan approval within 24 hours with minimal documentation and quick processing.

Higher Loan Amounts

Personal loans from ₹5 Lakhs to ₹30 Lakhs to meet your substantial financial needs.

Competitive Rates

Interest rates starting from 10.5% per annum with transparent pricing.

Minimal Documentation

Simple application with basic KYC, income proof, and bank statements.

No Collateral Required

Unsecured personal loans without the need for property or asset collateral.

Flexible Repayment

Choose repayment tenure from 1 to 5 years with convenient EMI options.

Quick Disbursal

Funds transferred to your account within 48 hours of approval.

Personal Loan For Every Need

Home Renovation

Transform your living space with comprehensive home improvement funding

Wedding Expenses

Fund dream weddings, ceremonies, and celebrations without financial stress

International Travel

Explore the world with funding for international trips and vacations

Medical Treatment

Cover medical expenses, surgeries, and advanced healthcare treatments

Higher Education

Fund advanced degrees, professional courses, and skill development

Business Expansion

Capital for business growth, equipment purchase, or venture funding

Debt Consolidation

Combine multiple loans into one manageable monthly payment

Vehicle Purchase

Fund premium vehicles, luxury cars, or multiple vehicle purchases

Partner Banks & NBFCs

4-Step Loan Process

1
Online Application

Fill simple online form with basic personal and financial details

2
Document Upload

Upload KYC documents, income proof, and bank statements digitally

3
Verification & Approval

Quick verification and approval within 24 hours through partner banks

4
Disbursal

Amount transferred directly to your bank account within 48 hours

Personal Loan Features

  • Loan Amount: ₹5 Lakhs to ₹30 Lakhs
  • Interest Rates: Starting from 10.5% p.a.
  • Processing Fee: 1-2% of loan amount
  • Prepayment: Allowed after 6 months
  • Repayment Tenure: 1 to 5 years
  • Approval Time: Within 24 hours
  • Disbursal: Within 48 hours of approval
  • No Collateral: Unsecured personal loan

Eligibility Criteria

Age

21 to 58 years (at loan maturity)

Employment

Salaried/Self Employed

Income

Minimum ₹18,000 monthly net income

Credit Score

Minimum 650 credit score required